Terms of Service
Last Updated: January 5, 2025
Welcome to FIRE Labs
Before using FIRE Labs ("Service", "we", "us", or "our"), please read and agree to these Terms of Service ("Terms"). By accessing or using FIRE Labs, you agree to be bound by these Terms.
If you disagree with any part of these Terms, please refrain from using our Service.
Please also review our Privacy Policy to understand how we collect, use, and share information.
1. Definitions
- •Service: The FIRE Labs website and application at firelabs.in
- •Account: A unique account created for you to access our Service
- •User Data: All financial information and personal data you provide to the Service
- •Company: Refers to FIRE Labs, operating in India
2. Account Terms
Account Creation
You must sign up using Google OAuth. You are responsible for safeguarding your login credentials and for all activities that occur under your account.
Free Service
FIRE Labs is currently free to use. We reserve the right to introduce premium features in the future, but your existing data and basic functionality will always remain accessible.
Account Termination
You may delete your account at any time. Upon deletion, all your data will be permanently removed from our systems.
3. User Responsibilities
You agree to use the Service responsibly and in accordance with applicable laws. You agree NOT to:
- ✗Use the Service for any illegal purposes
- ✗Attempt to gain unauthorized access to other users' accounts or data
- ✗Upload malicious code, viruses, or any harmful software
- ✗Use automated tools (bots, scrapers) to access the Service
- ✗Reverse engineer, copy, or redistribute any part of the Service
- ✗Overburden or attempt to disrupt the Service
4. Your Data and Privacy
You Own Your Data
All financial information you enter into FIRE Labs belongs to you. We do not claim any ownership of your data.
You are responsible for:
- •The accuracy of the financial data you enter
- •Backing up your data if needed (we make reasonable efforts to prevent data loss)
- •Maintaining the confidentiality of your account
5. No Financial Advice
Important Disclaimer
FIRE Labs is a financial planning tool for educational and informational purposes only. It is NOT professional financial advice.
The projections, calculations, and insights provided by FIRE Labs are based on the data you enter and general financial models. They should not be considered as personalized financial advice.
We strongly recommend: Consult with a qualified financial advisor, chartered accountant, or certified financial planner before making any significant financial decisions. FIRE Labs does not replace professional financial planning services.
6. Disclaimers and Limitations
Service "As Is"
The Service is provided "as is" without any warranties, express or implied. We do not guarantee that the Service will be uninterrupted, error-free, or completely secure.
No Guarantee of Accuracy
While we strive for accuracy in our calculations, we cannot guarantee that all projections and calculations are error-free or suitable for your specific situation.
Limitation of Liability
FIRE Labs shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service. This includes any financial losses resulting from decisions made based on information from FIRE Labs.
7. Service Changes and Availability
We reserve the right to:
- •Modify or discontinue features of the Service with reasonable notice
- •Perform maintenance that may temporarily disrupt the Service
- •Update calculations, formulas, or features to improve accuracy
We will make reasonable efforts to notify users of significant changes via email or in-app notifications.
8. Age Restriction
You must be at least 18 years old to use FIRE Labs. By using the Service, you affirm that you are over the age of 18.
9. Termination
By You
You may stop using the Service and delete your account at any time through your account settings.
By Us
We reserve the right to suspend or terminate your access if you violate these Terms or engage in activities that harm the Service or other users.
10. Governing Law
These Terms are governed by the laws of India. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the courts in India.
11. Changes to Terms
We may update these Terms from time to time. Significant changes will be communicated via email or through a notification on the Service. Your continued use of FIRE Labs after changes indicates acceptance of the updated Terms.
12. Contact Us
If you have any questions about these Terms of Service, please contact us:
FIRE Labs
Email: support@firelabs.in
By using FIRE Labs, you acknowledge that:
- ✓You have read and understood these Terms
- ✓You agree to be bound by these Terms
- ✓You understand that FIRE Labs does not provide financial advice